WSECU auto loans can help you get into a new or new-to-you car. We offer fixed rates, flexible terms and refinance options. ... Auto Loan Rates; Type of Loan Annual Percentage Rate Max Loan-to-Value Loan Maximum Repayment Maximum; New Models 2021 and Newer: 7.19% - 10.69%: 125% * $250,000: Up to 84 Months: Used Models 2020 and Older:Schedule an Appointment Call 1-866-671-5353. If you’re in search of affordable auto loan rates for new and used vehicles, you’re in the right place. Apply for a Fifth Third auto loan today and enjoy benefits like flexible repayment terms for new and used vehicles. Refinancing options are also available to lower your interest rates and ...For loans greater than 80% LTV (loan-to-value) the variable APR is 10.49% (Prime + 1.99%). Property insurance is required. Interest rate will not vary above 18.00% or below 4.99%. Variable rates based on the Prime Rate as published in the Wall Street Journal on the 15th day of the month prior. Limited time offer.Many people find out about LightStream while looking for a personal loan. The relatively new company is making waves in the lending sphere, offering competitive rates and borrower-friendly fee structures.Auto Loans Fixed Annual Percentage Rate (APR) as low as; 2021 and Newer: 5.55%: 2020 and Older: 5.94% : Rates and terms are based on year of collateral, loan amount, and mileage. Vehicles with over 100,000 miles have a 1% rate increase. Vehicle models 12 years and older have a 2% rate increase. Rates subject to change without notice and are ...Loan. Interest Rate. APR. Home Equity Line of Credit. 8.500%. 8.500%. *The Variable Annual Percentage Rate (APR) listed is currently our best rate and will not exceed 24.00% APR. Variable rate means the rate may change after consummation. Your rate and/or term may vary depending on credit history and underwriting criteria.Illinois Community Credit Union focuses on supporting the underserved in our community. Since 1935, we have been a financial institution serving our members with outstanding service and excellence. In addition, we are proud to support our members with foreign national/ immigrant status by giving access to bilingual employees and ITIN lending ...2023 Jeep Gladiator Rubicon 4x4 Rubicon 4dr Crew Cab 5.0 ft. SBBest for maximum payload. D$50,995. 2022 Chevrolet Colorado Work Truck 4x2 Work Truck 4dr Extended Cab 6 ft. LBBest for starting price. D$25,200. 2022 Ford F-150 XLT 4x2 XLT 4dr SuperCab 6.5 ft. SBBest for available torque. D$42,405.With lower interest rates than most dealer options, we can help you save money on your next new or pre-owned auto purchase. Loyalty Rate Discount Options - Get up to .30% in rate discounts: .10% for an automatic loan payment transfer from an MCCU checking account, .10% for checking account direct deposit at the time of funding, .10% for a new ...503.397.2376. An InRoads Credit Union auto, boat or RV loan puts you in the driver's seat with affordable monthly payments and terms that work in your favor.Providing the Service, Support, and Solutions for the new auto-buyer. Make the life milestone of purchasing your first car easier with help from ICCU and our First-Time Auto-Buyer Program. FIRST-TIME AUTO-BUYER PROGRAM. Age 18-23 to qualify; No cosigner required; Terms up to 60 months; Loan amounts from $5,000 - $20,000Auto Loan Rates. Rates current as of . Please view our car and truck or boat, RV, powersport loan pages for additional information and application resources. Car and Truck Loan Rates Age of Vehicle Loan Term APR as low as Payment per $1,000 Borrowed; 2015 - 2023: 24 - 96 months % $ (60 months) ...Anytime, anywhere, pull out your phone and use the ICCU App to make a deposit. Click on the Make a Deposit Widget and simply follow the instructions using the camera on your device. Snap - enter check information and snap photos of your check. Deposit - verify the information and make your deposit. The ICCU app is available on both the App ...Pick your vehicle. Finalize loan paperwork. Start loan payment. Now that you know how much you can afford, what your payments will be, and all the details for your next automobile purchase, it's time to get preapproved—and we can do it in a flash. Simply visit your nearest Mountain America branch, call 1-800-748-4302 or apply online by ...Oct 1, 2023 · Auto Rates — Term Options Up to 84 Months; Loan Type Rates As Low As; Make a down-payment and get a rate discount! Subtract 0.25% with 10% down; Subtract 0.50% with 20% down : Auto Loans: 6.14% APR* Motorcycle Loans: 6.14% APR* Classic Car Loans: 7.64% APR* *The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates valid for Tuesday, October 10 2023Student Loans. Get the money you need to help make your education happen. Idaho Central Credit Union has partnered with Sallie Mae® to provide flexible student loan options to meet your educational needs. Whether you’re an undergraduate or graduate student, you’ll receive the financial support you need to say, "let school begin!"Auto LoansAPR* as low as7.24%. Apply for a low-rate auto loan with us at any branch, online, by phone or at one of our preferred dealers. You can obtain up to 120% financing* on new or used autos and take up to 30 days to make your first payment. Get your best deal, take the rebate from the dealer, and then come to us for the best interest rate ...1. Apply. Fill in a few details including car choice and dealer to get a credit decision. Don't worry, you can update your car later, if needed. 2. Get financing. Once approved, we'll send the details directly to you and your chosen dealer, saving you time and paperwork. 3. Drive off the lot.Auto Loan. Annual Percentage Rate (APR) as low as 6.69% available, subject to credit approval. Programs, offers, rates, terms and conditions are subject to change and expiration without notice and vary based on creditworthiness, qualifications, collateral, and loan terms. This is a limited time offer. Rates effective as of 08/03/2023. Auto ...Providing the Service, Support, and Solutions for the new auto-buyer. Make the life milestone of purchasing your first car easier with help from ICCU and our First-Time Auto-Buyer Program. FIRST-TIME AUTO-BUYER PROGRAM. Age 18-23 to qualify; No cosigner required; Terms up to 60 months; Loan amounts from $5,000 - $20,000 Routing #: 291370918. Thinking about buying a new car or truck? Cruise over to Gate City Bank! Apply online in minutes for local auto loans with low rates, right here in ND and MN.The average rates for automotive labor in the United States is $80 to $100, as of August 2015, according to KCRA. The labor rates include the cost of the shop’s expenses and are the actual hourly rates mechanics make on vehicles.Get Out of Town With These Benefits. If you're looking to live out of town then a Rural Housing Loan is the perfect fit. Even with low-to-moderate income, you can enjoy a great interest rate and purchase a home within eligible rural areas or communities. This loan is offered through USDA Rural Housing Services (RHS). Mortgage Portal.We're ready to help you! Give us a call at 812-855-7823 or toll-free 888-855-6928. Indiana University Credit Union. Branches located in Bloomington, Gary and Greenwood, Indiana.Loan Term. Interest Rate. 2021 or newer. 120. 10.090%. 2021 or newer. 144. 10.540%. *The annual percentage rates listed are our best rates.Mortgages & Home Loans. Conventional Fixed-Rate; Adjustable-Rate Mortgages; First-Time Homebuyer; Refinance; Construction & Land; View All Home Loans; Personalized Rate Quote; Contact a Loan Specialist; Mortgage Portal; Home Equity Line of Credit; Vehicle Loans. Auto; RV; Boat & Watercraft; Off-Road; Motorcycle; Trailer; Update Vehicle ... Low Rates & Fees. One of the best things about banking with a credit union is that, because we are not-for-profit, we are able take earnings and return them to members through lower rates on loans, higher rates on deposits, and little to no fees on your accounts. ICCU prides itself on low, or no, fees for our members.Biweekly payments: Yes, and accepted by automatic payment. Late payment fee: Yes, 4% of the payment due, with a $5 minimum. Has a 15-day grace period. Refinance administrative fee: Charged only ...A $10,000 new auto loan with a 60 month repayment term will have a 7.24% APR and a monthly payment of $199.15. A $20,000 used auto loan with a repayment term of 84 months will have a 7.99% APR and a monthly payment of $311.65. If you delete your automatic payment request, or the credit union terminates your automatic payment request due to ...What is considered a good interest rate for a car loan? A good interest rate for a car loan is typically below 5.18% for new cars and 6.79% for used vehicles.In October 2023, automotive site Edmunds.com listed the average car loan interest rate for September as 7.4% APR for new car loans and 11.4% APR for used car loans.503.397.2376. An InRoads Credit Union auto, boat or RV loan puts you in the driver's seat with affordable monthly payments and terms that work in your favor.California Credit Union. Allied Solutions Insurance Services. PO Box 58610 Tukwila, WA 98138. For more information, call (800) 653-8812 or visit our insurance center website at www.myinsuranceinfo.com.4Must have a 110% maximum loan to value, a 2020 or newer vehicle, a maximum term of 75 months, and a 730 or greater credit score to qualify for the 6.00% Annual Percentage Rate (APR) financing. Applicants with the same criteria but a credit score of 700-729 will receive 6.50% APR. No other discounts will apply to the 6.00% or 6.50% APR financing.Used Auto Financing: Financing available up to 100% of retail Kelley blue book or NADA Guide (plus tax, license, MBI or dealer warranty, GAP, and EECU applicable fees). Educational Employees Credit Union (EECU) …Here are 5 tips for getting an auto loan that can help you get the right auto loan for you and help you drive away with the car of your dreams. Understand Your Credit Score. Understanding what your credit score is and how it affects the way you obtain a loan is important. There are ways to build your credit before you obtain a loan to help you ...New & Used Auto Loans. With flexible terms and a low-interest rate, our auto loans put you in the driver's seat. As a member of Horizon Credit Union, you can also take advantage of speedy pre-approval and have monthly payments that fit your budget. Don't worry if your credit is less than perfect or you have little to no credit history.Compare auto loan rates. See rates for new and used car loans and find auto loan refinance rates from lenders.Finance your next car or truck with competitive Auto Loan rates to fit any budget. You may qualify for an interest rate discount with a qualifying Numerica checking account. Discount includes .25% with auto pay from a Numerica checking account and another .25% discount if you have a Numerica Visa card or other Numerica loan*.Use our calculator to see how much you can save on your existing loan by refinancing with us. More. Take advantage of our low auto loan rates & save. Apply now in just a few minutes. More. View local dealer inventories to find your perfect vehicle. Be sure to watch for ICCU Preferred Dealers! More. At ICCU, saving our members money is what we ...Flexible repayment plans of up to 84 months*. Online application and fast loan processing. Get pre-approved before you visit the dealer. Refinancing options available. Check Auto Loan Rates. Calculate MY Monthly Payment. Payment example: For a $20,000 loan for 63 months with a 6.24% APR, the monthly payment will be $373.20.5.90% to 10.25%. Feature. Benefit. Eligibility. Primary Residence. Applicant must be employed or be receiving qualifying fixed income at the time the loan is funded. Must be located in Idaho. Must be current on primary mortgage. Manufactured Homes are eligible only if on a foundation. 3.6. Bankrate Score. Rates as low as 0% on select cars, trucks and SUVs. Free Online Quotes - Get Your CarsDirect Target Price Today. Local dealers compete to provide the best rates for both new ...U.S. Bank's RV loans are available in the 25 states where the bank has branches. You may have to visit a branch to close an RV loan, but the bank says it can give you an approval decision on the ...New and Used Auto Loans. *APR = Annual Percentage Rate. 6.49% APR for up to a 65-month term and is based on your personal credit history. Other rates and terms available. 6.49% APR is for the purchase of a 2021, 2022 and 2023 model automobile. Payments reflect principal and interest only. A 65-month rate is payable in 65 monthly payments of $18 ...Features. Attractive rate of interest. Ease of Documentation. Faster processing. EMI Eligibility calculator Apply Now. ICICI Bank offers Top Up loan on your existing Car Loan. As an existing customer of ICICI Bank, you will get the benefit of easy documentation and faster processing of application.Visa Signature Credit Card. as low as. 17.25%. Variable APR. View Rates & Disclosures. Whatever your personal financial needs, HVCU can help with vehicle loans, personal loans, credit cards, home equity loans and lines of credit, and more. Apply here!Student Loans. Get the money you need to help make your education happen. Idaho Central Credit Union has partnered with Sallie Mae® to provide flexible student loan options to meet your educational needs. Whether you're an undergraduate or graduate student, you'll receive the financial support you need to say, "let school begin!"Loan amounts from $10,000 - $180,000. Terms up to 84 months. Up to 115% financing available for qualified borrowers*. Optional Debt Protection available and can be combined into the monthly payment. Apply & Get Pre-Approved Today View Classic Auto Loan Rates.If you're in the market for a hybrid-electric or electric car because you want to fight pollution and reduce greenhouse gases, we would like to thank you by offering a .25% discount off of our already low auto loan rates (currently as low as 6.74%). Have questions about our green auto loan discount? Call our auto loan experts at 855.575.9352.Holiday loans are offered from October 1st thru January 31st. Vacation Loans are offered all year long. Holiday Loans/Vacation Loans have a 12 month term at 10.99% annual percentage rate. Payment examples: $90.12 for 1,000, $225.30 for $2,500, $450.60 for $5,000 fully protected. Other loan amounts available.Existing South Carolina Federal loans are excluded. Certain restrictions apply. 2. Annual Percentage Rate (APR) accurate as of 7/18/2023. Your actual rate will depend on your creditworthiness, term and collateral. Additional rates available and are subject to change. 3. Assumes a 100% loan to vehicle value ratio. *.Fixed Rate. $400,000 Maximum. 5-10-15-20 Years. Find current rates. HELOC (Home Equity Line of Credit) $200,000 Maximum. 15 Years Maximum Term. Variable Rate (Re-price June 1 Annually)The average new-car interest rate was 4.07%, and used-car rates averaged 8.62% in the first quarter of 2022, according to Experian. Interest rates are largely based on credit score, whether the ...As of November 2022, car buyers with excellent credit can net an interest rate of 9.31% on a new car on average, according to MyAutoloan. Lower credit scores will see higher rates. For example ...Personal Loan Rates. Term. APR 8. 60 Month Term. rates as low as 10.40%. 1 APY - Annual Percentage Yield. Rates and terms subject to change without notice. Fees may reduce earnings. 2 Minimum balance requirements: The balance required to open this account is $500.00.Get a Car Loan Calculator branded for your website! Colorful, interactive, simply The Best Financial Calculators! Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact ...Isabella Community Credit Union (ICCU) is a member owned financial cooperative that has been building lifetime memberships in the mid-Michigan Community since 1958. Skip to Main Content (989) 773-5927 Contact Us Schedule an Appointment Saturday 9am-3pm. Drive-thru. Monday-Friday 8:30am-6pm. Saturday 9am-3pm. 24-hour ATM. Our Moscow branch serves the Moscow-Pullman communities. We love hiking the Palouse trails, showing our Vandal pride, and helping you achieve financial success. ICCU has a full range of products and services to meet your banking needs.Capital One - Best for Personalization. CarsDirect - Best for Easy Online Quotes. Bank of America - Best for Private Parties. Carvana - Best for Bad Credit. Check out Money's best auto loan rates of 2023, including Consumers Credit Union (Best for Used Cars), Lightstream (Best for New Cars), Autopay (Best for Refinancing).72. 6.99. $17.04. 84. 8.49. $15.83. Looking to buy a car in MD, DC or VA? Tower Federal Credit Union can help with our auto loan financing options. Visit us online to apply for a car loan.Automatic Online Bill Pay. SCCU Member Service for the Life of the Loan. SCCU Membership, with Free Online and Mobile Banking 60. No Application Fees. No Payments for up to 90 Days 11. Simple Electronic Closing with Express Sign. No Pre-Payment Penalties. Flexible Terms 9. Low Auto Loan Rates 8 for New and Used Vehicles.as low as 12.99% variable APR Learn More Auto as low as 7.74% APR Learn More Personal Promo CDs as high as 5.30% APY Learn More High Yield Online Savings as …Loan amounts from $10,000 - $180,000. Terms up to 84 months. Up to 115% financing available for qualified borrowers*. Optional Debt Protection available and can be combined into the monthly payment. Apply & Get Pre-Approved Today View Classic Auto Loan Rates.Interest Rate. 0.01+. 0.250%. 0.249%. *APY – Annual Percentage Yield. Rates valid for Monday, October 9 2023. The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.Bethpage Federal Credit Union: 5.00% APY, $50 minimum deposit. Bethpage offers nine terms of CDs, ranging from three months to five years, and a 39-month bump-up CD. Anyone who opens a $5 savings ...Available APR is 6.35% APR to 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on creditworthiness, age of vehicle financed, length of loan, and discounts. Rate not available in all states. Other rates and terms are available. Payment example, $20,000 financed for 60 months at 6.75% APR equals a monthly payment of $393.74.Our auto loans offer: No application fees. Flexible terms to 84 months. 0% down options. .25% rate discounts with auto pay from checking. Access through online or mobile banking. Local, fast and friendly service. The road is calling, so apply for your CFCU auto loan today!Calculate new or used car loan payments with this free auto loan calculator. You can also estimate savings with our free auto loan refinance calculator. ... Estimate your monthly payment by entering your loan amount, Annual Percentage Rate (APR), and loan term length. Loan amount Enter the cost of your dream car (or the amount you'll need to ...Best for unsecured car loans. Starting APR. 8.99% with autopay and excellent credit. Loan amounts. $5,000-$100,000. Loan terms. 24-84 months. Min. credit score.Loan Payment Example: At 5.33% annual percentage rate (APR) for a 60-month term with 0% down, monthly payments are calculated at $19.03 per $1,000.00 borrowed. *Not all borrowers will qualify for lowest APR or 0% down. To find out if you qualify, call BHFCU at 605-718-1818 or 1-800-482-2428 or ask your South Dakota, Wyoming or Montana auto …Interest rates on auto title loans are very high; often 25% per month - or about 300% per year - according to the Center for Responsible Lending. According to the CRL report, the average car-title borrower renews a loan eight times, paying $2,142 in interest for $951 of credit. If possible, you should try instead to get a personal loan or, if ...When Idaho Central submits information to the credit bureau agencies it submits multiple data points. These data points will help the credit bureaus build your profile and your credit. To request a credit report using your ITIN simply submit the form below in writing to: Annual Credit Report Request Service. PO Box 105281. Atlanta, GA 30348-5281.Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. ... Interest rate: * This entry is required. Enter an amount between 0% and 25%. X. Interest ...Get a Car Loan Calculator branded for your website! Colorful, interactive, simply The Best Financial Calculators! Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact ...24.99% APR* with direct deposit. *For members with direct deposit only. Some restrictions may apply and term options vary. Must be an ICCU member. Other Loan Rates — Term Options Up to 60 Months. Loan Type. Rates As Low As. Personal (Freedom) Loans. 10.24% APR*.At Idaho Central Credit Union, we provide specially designed products and services to help your business grow. This is why it's never just business as usual with Idaho Central. It's Business Unusual. A simple loan process, fixed and variable-rate loans, and low fees make up a Commercial Real Estate Loan from Idaho Central Credit Union.*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates valid for Tuesday, October 10 2023As a benchmark, the average car loan rate in Canada according to Statistics Canada is 7.87%. Credit union Interest rate Loan term; Special rate, fixed, new 2022 vehicle: 5.50% Special rate, variable, …Finance your next car or truck with competitive Auto Loan rates to fit any budget. You may qualify for an interest rate discount with a qualifying Numerica checking account. Discount includes .25% with auto pay from a Numerica checking account and another .25% discount if you have a Numerica Visa card or other Numerica loan*.Chase Auto Loan review: 8.5 Stars. We rate Chase 8.5 out of 10.0 for its new and used car loan options, low starting APR and long term lengths. Borrowers can feel confident in the company’s ...3.6. Bankrate Score. Rates as low as 0% on select cars, trucks and SUVs. Free Online Quotes - Get Your CarsDirect Target Price Today. Local dealers compete to provide the best rates for both new ... The freedom of fast cash when you need it. ICCU's Freedom Loans can be used for anything - education, unexpected expenses, large purchases, or even a dream vacation. as low as. 10.24. %. APR. 36 Month Term. Calculate. as low as.Sep 7, 2023 · IC Federal Credit Union offers auto loans for cars, trucks, and SUVs at competitive rates and terms. New Auto Loans; Used Auto Loans; For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries. Use the online Auto Loan Calculator to estimate your loan amount.
*APR is Annual Percentage Rate. Loans subject to approval. Rates are determined by an evaluation of applicant credit and may vary. As low as rate starts at 36-month term, for well qualified borrowers. Loan-to-Value percentage allowed for financing may vary above 100% based on credit score, year of vehicle, and add-on products.. Weather radar iowa city iowa
Auto Loan Whether you're buying new or used, we offer competitive fixed rates that fit your budget and give you the chance to drive the vehicle you've got your heart set on. Key BenefitsThis loan is designed for lower household income first-time homebuyers with little down payment. Qualifying first-time buyers can secure 100% financing with no mortgage insurance. This first-time homebuyer ARM loan has a below-market fixed rate for a certain period. After the fixed period expires, the rate can adjust within a capped margin.PenFed Credit Union. Why PenFed Credit Union stands out: PenFed offers auto loan rates as low as 4.59% if you purchase a new vehicle through its car-buying service — 5.39% if you get a new-car loan but don’t use the car-buying service. It also allows you to finance up to 125% of the purchase price of the vehicle.By the numbers: The average monthly payment on a new vehicle bought in the third quarter was $736, up $33 from a year earlier, car-research site Edmunds reported Tuesday. The average annual percentage rate (APR) on financed new vehicles was 7.4%, up from 5.7% a year earlier. The average new-vehicle borrower took out $40,149 in loans.Whether you need a loan for a car, truck, or SUV, we have options with competitive interest rates that are often lower than traditional banks. 36-84 Months repayment terms. Option to defer payments for 90 days 1. 100% financing available. Get pre-approved before heading to the dealer. Loans for new or used cars. Apply Now Refinance with FCU.Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the "View Report" button.New, Used, Refinance and Cash Out Refinance Business Auto Loans: New, Used, Refinance and Cash Out Refinance Business Auto Loans: Up to 36 months: as low as 8.440% 3: 37 to 48 months: as low as 8.640% 3: 49 to 60 months ... Stated loan rates are available to members with qualifying credit scores. Actual rates may be higher and …2013 Model Year (and older) 48 Months. 10.69% APR. Rates are effective as of 9/27/2023. All loans are subject to approval. Rates, terms, and conditions are subject to change. Auto loan payment example for illustrative purposes only: If you borrow $30,000 at a 6.99% annual percentage rate (APR) with a 60-month term, your minimum monthly payment ...Apply Now. 1New Auto Loan. Rates and terms accurate as of 07/21/2023. Rates and terms are subject to change without notice. All offers are subject to credit approval. For terms of 96 months; estimated monthly payment of $14.42 per $1,000 borrowed. Minimum auto loan is $30,000. Program subject to change without notice.Auto Loan Whether you're buying new or used, we offer competitive fixed rates that fit your budget and give you the chance to drive the vehicle you've got your heart set on. Key BenefitsNew Auto Loans. Rates as low as. 5.50% APR1. View More Rates. Fixed Interest Rates. Shop and buy knowing exactly what you'll spend on a monthly basis. Additional Financing. Get up to 120% 4 of the vehicle MSRP value to cover other purchase-related expenses. Flexible Terms.Whether you're purchasing a new or used vehicle, we'll guide you through the buying process while saving you time and money. No payments for up to 90 days¹. Up to 100% financing of purchase price including tax, license, and warranty². Competitive interest rates. Terms up to 84 months for new vehicles and 72 months for used vehicles³. Before you get started, learn about the ins and outs of car buying. First Car Loan Benefits. Up to 1% reduction on your auto loan rate† No credit history required 2; Finance up to 100% of the vehicle value 2; Apply Now or Call 800-527-1017 †Minimum rate is the current lowest advertised rate, 4.37% APR. 2. Down payment and/or cosigner may be ...From low Annual Percentage Rates (APR) on auto loans to high Annual Percentage Yields (APY) on certificates, our rates are right where you want them. 4.00 % APY 1 Checking accounts as high as. 5.00 % APY 8 Regular certificate accounts as high as. 9.83 % APR 14 Auto loans as low as. 14.24 %In the second quarter of 2023, the overall average auto loan interest rate was 6.63% for new cars and 11.38% for used cars. Experian also provides average car loan APRs by credit score, based on ...Mileage and model year If you bought a rebuilt title car with a lot of mileage — or you've racked up a lot since you bought it — you may not be able to refinance it. Lenders often have caps of 100,000 to 150,000 miles. Model year can also be a factor. Generally, lenders won't refinance a car that is more than 10 years old..